Find the money you can keep
Share your credit fight. Learn what saved others money.
Post under a nickname about a dispute with a credit agency, a deal you struck with a lender, or chasing someone who owes you. Pick your country to see people in the same system.

Credit and debt: UK
Share credit file disputes, lender negotiations and payment plans in the UK. Nicknames only.
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Open the roomCredit and debt: US
Share bureau disputes, collector validation letters and settlements in the US. Nicknames only.
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Open the roomCredit and debt: Australia
Share credit report corrections, hardship requests and AFCA complaints. Nicknames only.
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Open the roomCredit and debt: Canada
Share Equifax and TransUnion disputes, consumer proposals and lender talks. Nicknames only.
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Open the roomCredit and debt: New Zealand
Share credit file fixes, hardship applications and lender negotiations. Nicknames only.
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Open the roomKeep yourself safe
- Never post account numbers, reference numbers, your address or the full name of anyone you owe.
- Stories here are experiences, not legal advice. Free debt charities can check your exact position.
- Members get ready-to-send letters on the Fix your credit page.


