Live advice questions

Yes, but you cannot share your whole allowance. **Marriage Allowance** lets one spouse transfer £1,260 of their Personal Allowance to the other, reducing the recipient’s tax by up to £252 a year. You can usually transfer some of yours to your wife if: * You are married or in a civil partnership. * Your income is normally below the £12,570 Personal Allowance. * Your wife pays Income Tax at the basic rate. In Scotland, she can pay the starter, basic or intermediate rate. If your wife earns less, she may be able to transfer some of her allowance to you instead. Transferring can sometimes mean the lower earner pays some tax, so check your combined saving. The person giving up the allowance applies free through **HMRC’s Marriage Allowance service on GOV.UK**. Eligible claims can be backdated for up to four tax years. If either of you was born before 6 April 1935, check **Married Couple’s Allowance** instead. General information, not personal advice. Check with the official source or a licensed adviser.