How much New Zealand tax are you overpaying?
Everything here is New Zealand only: your rates, your forms, your deadlines. Answer a few plain questions and see the legal savings you are missing.

Start here
See what you could keep in New Zealand this year
One plan, the reliefs Inland Revenue allows, the right form and the date it is due.
Your tax year, New Zealand
ExampleNZ$900kept this year
- Named reliefDonation tax credit
- The formIR3 return
- Due by7 July
An illustrative example for a New Zealand earner on NZ$75,000. Your own plan uses your country and your ranges.
Your New Zealand tools
Income tax
Tax year 1 April 2025 to 31 March 2026 (2025/26).
- 10.5%
- up to $15,600
- 17.5%
- $15,601 to $53,500
- 30%
- $53,501 to $78,100
- 33%
- $78,101 to $180,000
- 39%
- above $180,000
- Tax free band
- None
Dates that cost money if you miss them
1 April to 31 March the following year
7 April
Terminal tax due
ird.govt.nz7 May
Third provisional tax instalment
ird.govt.nz30 June
KiwiSaver government contribution cut-off
ird.govt.nz7 July · IR3
IR3 return due
ird.govt.nz
New Zealand forms, box by box
Where these figures come from
Figures as published by Inland Revenue for 2025/26. Working for Families, student loans and the exact KiwiSaver position are not modelled.



