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What does my US paperwork actually say?

Upload your own payslip or form, or pick a document below. Either way we read it back to you line by line, and flag the boxes that cost people money.

A magnifying glass over a payslip beside a folder of forms

Upload your own payslip or form

Take a photo, drop in a screenshot or upload a PDF. We read it back to you line by line, flag anything worth checking and point out where you could be paying less tax.

Your pay stub

You get this: Every pay period

Shows what was withheld and whether your W-4 is set sensibly.

Gross pay Before deductions

The figure everything else is worked out from.

Federal withholding Income tax held back

Driven entirely by your W-4. Too high means a big refund and a year of lost cash flow.

Refund over about 3,000 every year? Fix your W-4.

FICA Social Security and Medicare

6.2% up to the wage base plus 1.45% Medicare. Not optional.

401(k) Pre-tax retirement

Reduces taxable income now.

Contributing less than the employer match is leaving free money behind.

Section 125 Pre-tax benefits

Health premiums and HSA taken here also avoid FICA.

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