Built to save you money

Australian tax return builder: your return, item by item

Enter your real figures once. Every one lands on its actual ATO item across the main return NAT 2541, the supplementary section, the business and professional items schedule and the rental working sheet, with the official page beside it.

Your figures

Your residency for taxSalary or wages$Gross pay from your income statementIndividual tax return (myTax): Item 1, salary or wagesBusiness income$Gross business or sole trader incomeIndividual tax return, business and professional items: Item 15, net income or loss from business, gross paymentsBusiness expenses$Deductible costs of running the businessIndividual tax return, business and professional items: Item 15, expenses in the business and professional items scheduleGross rent$Rent received for the yearIndividual tax return (myTax): Item 21, rent, gross rentRental deductions$Interest, agent fees, repairs, rates and insuranceIndividual tax return (myTax): Item 21, rent, other rental deductionsPersonal super contributions$Contributions you claim a deduction for, with a notice of intent lodgedIndividual tax return (myTax): Item D12, personal superannuation contributionsYour household

Nothing is assumed. Every figure below is one you typed, and the example is clearly your choice.

Page 1 of the return, about you

Only stored if you save, only ever visible to you, and never sent to the ATO by us.

Your full nameAs the ATO holds itTax file numberNine digits, from your myGov accountDate of birthDay, month and yearPostal addressWhere the ATO should write to you

You can build and print the whole return without an account. Saving keeps it private to you and reopens it next time.

Create a free account

Nothing entered yet, so nothing is owed

You have not put any income in on the left, so every item below is nought. We never fill in a wage, a profit or a rent for you.

2025-26 income year estimate

Your return summary

Total income

Business and rental costs

-$0

Deductions claimed

-$0

Taxable income

Estimated tax, Medicare levy and study loan

After lawful planning

You could keep

Your filled return, form by form

In lodgment order, because each schedule feeds the next. Anything showing a dash is a figure only you hold, such as tax already withheld from your pay.

Tax return for individuals (NAT 2541)

Income you were paid

31 October, or later if a registered tax agent lodges for you

The main return. Most of it is already filled in for you in myTax from what your employer and bank report.

Item	What goes in it	Amount
Page 1	Your name, tax file number, date of birth and postal address	—
Item 1, label C	Tax withheld from your salary or wages Copy it from your income statement in myGov. This is what decides your refund.	—
Item 1, label E	Salary or wages income	$0
Item 10, label L	Gross interest Your bank reports it to the ATO, so check it rather than guessing.	—
Item 11, label T	Unfranked dividend amount	—
Item 11, label U	Franked dividend amount	—
Item 11, label V	Franking credit A credit against your tax, not extra tax.	—

Official ATO page for Tax return for individuals (NAT 2541)

Deductions, items D1 to D15

What you are claiming back

31 October, or later if a registered tax agent lodges for you

Every claim needs a record you could show the ATO. Keep receipts for five years.

Item	What goes in it	Amount
Item D1, label A	Work-related car expenses Logbook or cents per kilometre, not both.	—
Item D5, label E	Other work-related expenses Tools, home office, union fees, professional subscriptions.	—
Item D12, label H	Personal superannuation contributions you are claiming Only claimable once your fund has your notice of intent and has acknowledged it.	$0
Item D9, label J	Gifts or donations to deductible gift recipients	—
Total deductions	Everything you are claiming	$0

Official ATO page for Deductions, items D1 to D15

Medicare and loans, items M1 and M2

Medicare levy, surcharge and study loans

31 October, or later if a registered tax agent lodges for you

These are worked out from your income and your cover, and they can move your refund a long way.

Item	What goes in it	Amount
Item M1, label V	Number of days you were exempt from the Medicare levy Most residents are exempt for no days at all.	—
Item M2, label A	Days you had no private patient hospital cover Without hospital cover, the surcharge can apply once your income for surcharge purposes passes the threshold.	—

Official ATO page for Medicare and loans, items M1 and M2

Your tax estimate

What the return works out to

Any tax owing is due by 21 November if you lodge yourself

Our own calculation from the figures above. Compare it to the estimate myTax shows before you lodge.

Item	What goes in it	Amount
Total income	Salary, business profit and net rent added together	$0
Total deductions	Everything you are claiming at items D1 to D15	$0
Taxable income	Total income less total deductions	$0
Income tax	Tax on your taxable income at the resident rates	$0
Medicare levy	Two per cent of taxable income, with a reduction on low incomes	$0
Medicare levy surcharge	Only where hospital cover is missing and income is above the threshold	—
Study loan repayment	Compulsory repayment on a HELP or study loan	—
Estimate line 1	Income tax	$0
Estimate line 2	Medicare levy	$0

Official ATO page for Your tax estimate

Before you lodge

This is an estimate built from what you typed, using published ATO figures for the current income year. It is here so you can check an agent's work, see where every number belongs and plan lawfully. It is not a lodged return, and it does not replace personal advice.

Every Australian deadline Moving to or from Australia US Form 1040 builder UK Self Assessment builder Pick another country

Australian tax return builder: your return, item by item

Nothing entered yet, so nothing is owed

Your return summary

Your filled return, form by form

Income you were paid

What you are claiming back

Medicare levy, surcharge and study loans

What the return works out to

Before you lodge

A tax worry gets lighter when you can ask it.

The open room

Ask live

Verified people