United States

New Jersey: what the state takes

New Jersey charges its own income tax on top of federal tax. Here is the rate, the return, the date and where the official rules live.

Agency page last read 11 September 2026.

A state map on a desk beside a stack of tax forms

State rate

Banded

2025 New Jersey bands, personal exemption treated as a deduction

Resident return

Form NJ-1040

New Jersey Division of Taxation

Due

15 April, following the federal deadline

Weekends and holidays can push it on

Try a figure

Yearly income

How you file

New Jersey tax

$2,596

Top state rate you touch

5.53%

  • Kept before federal tax$58,552
  • Federal income tax$13,852
  • New Jersey tax$2,596
Two bills, not one. Federal is the same wherever you live, state is not.

Band by band

State deduction taken off first: $1,000. Taxed amount: $74,000.

  • $0 to $20,000 at 1.4%$280
  • $20,000 to $35,000 at 1.75%$263
  • $35,000 to $40,000 at 3.5%$175
  • $40,000 to $75,000 at 5.53%$1,879

Filing in New Jersey

Who collects it
New Jersey Division of Taxation
Return
Form NJ-1040
Deadline
Usually 15 April, following the federal deadline
New Jersey Division of Taxation

Federal comes on top

Whatever your state does, the IRS wants Form 1040 by 15 April, plus Social Security and Medicare through your wages or self employment tax. State tax paid can sometimes be deducted federally if you itemise, within a yearly cap.